Remodeling to Age In Place
It's a good problem to have--Americans are living longer. In 1980, only 11% of the population was 65 or older, but by 2040, that percentage is expected to nearly double to 20%. As more people live longer lives, it can be important for housing to accommodate those needs as well. We talked with Jessica Thornton with Family Services Rochester about how you can renovate your home to age in place.Avoiding Falls Falls are the leading cause of injury and death among adults 65+. However, many minor home
Building your Future with Construction Loans
Building a home is an exciting prospect. You can build something that's truly customized to your tastes and needs. However, when it comes to financing your project, many of us don't know much about home construction loans. We talked with Nicole Williamson of Merchants Bank to demystify the process and learn more about the choices and pitfalls of financing your new home build.Home Mortgage vs. Construction Loan Most people generally understand what a mortgage is--a long-term loan used to purchase a
Don't Lose Your Cool Over Energy Costs
Whether the weather is too hot or too cold, we all want our indoor spaces kept just right. Indoor climate control costs hundreds or even thousands per year, so it pays to look for ways to be more energy efficient.Where Does It Go? According to the US Department of Energy, windows are responsible for 25%-30% of heat and cooling costs. Walls and roofs can have thick layers of insulation, but letting in light means that windows let in and out some heat as well. Ducts (or in some systems, pipes) also move
Staying Covered with a Good Roof
Most of us don't think much about our roof unless something goes wrong. But under the surface, there's a lot more going on that you might think--and some of those details can spell dollars for you.Anatomy of a Roof These days, residential roofs generally consist of three layers:The decking or roof sheathing, which is a flat layer that goes over the framed portion of your roof and supports the weight of the rest of the roof. These days, it's often made of OSB (oriented strand board) or plywood sheathing,
Making A Career Change - Consider The Trades
“Love what you do and you’ll never work a day in your life.” This commonly-used phrase implies that if you find a job that you are passionate about, it won’t feel like “work.” Instead, it will be fun and enjoyable every day. The reality is that even people who love their jobs have bad days, experience disappointment, and get frustrated. According to a recent Gallup survey, “71% of American workers are either not engaged or feel actively disengaged from their jobs, with highly educated and middle-aged
Encourage Your Kids To Consider The Skilled Trades
Those of us who grew up in the 1980s and 1990s probably heard our parents say, “Go to college to get a good job” a few dozen times in our young adulthood. This advice implicated that if you earn a four-year degree, you are guaranteed a good paying, white collar career. However, it’s no secret that universities are places of higher learning, not job readiness institutions. College May Not Be Their Best Option This misconception has resulted in monumental student loan debt and the harsh reality that –
Four Reasons To Consider A Skilled Trades Job
“So, what are you going to do when you graduate?” If you are a junior or senior in high school, you’ve probably been asked that a few (hundred) times by friends and family. News flash: Attending a 4-year college is not the only choice you have when you’re deciding on your career path. If “Assistant to the Regional Manager” is not exactly your idea of career goals, we have a better solution. Here are four reasons you should consider learning a skilled trade:1. Break the cycle of debt Millennials have
40 Below Continues to Heat Up
As greater numbers of baby boomers retire from the workforce, the need to attract and retain younger employees is important to every industry, but in building and construction, it’s becoming more and more vital. 40 Below is a young professional’s group created as an extension of the Rochester Area Builders (RAB) to help provide personal and professional development opportunities and a dedicated space for professionals under 40 to connect. RAB’s Membership and Education Director Rebekah Nielsen believes
